State Bank of India (SBI) has released the official notification for Specialist Cadre Officer (SCO) Recruitment 2025 under Advertisement No. CRPD/SCO/2025-26/15. A total of 103 vacancies are available for various posts including Head (Product, Investment & Research), Zonal Head, Regional Head, Relationship Manager, Investment Specialist, and Investment Officer on a contractual basis. Eligible candidates can apply online from 27th October to 17th November 2025 through the official website. The annual CTC ranges from ₹20.6 lakh to ₹1.35 crore, making this one of the most lucrative banking recruitment opportunities in 2025.
SBI Specialist Cadre Officer Recruitment 2025 Overview:
| Particular | Details |
|---|---|
| Organization Name: | State Bank of India (SBI) |
| Post Name: | Specialist Cadre Officer (Contract Basis) |
| Notification No & Date: | CRPD/SCO/2025-26/15 |
| Application Start Date: | 2025-10-27 |
| Application Last Date: | 2025-11-17 |
| Total Post | 103 Posts |
| Official Website: | sbi.bank.in/web/careers |
SBI SCO Vacancy 2025 – Post-Wise Breakup
SBI has announced 103 vacancies across 8 different Specialist Cadre Officer posts. Here’s the detailed post-wise vacancy distribution:| S.No. | Name of Post | UR | SC | ST | OBC | EWS | Total | PwBD |
|---|---|---|---|---|---|---|---|---|
| 1 | Head (Product, Investment & Research) | 1 | – | – | – | – | 1 | 1 |
| 2 | Zonal Head (Retail) | 3 | – | – | 1 | – | 4 | 1 |
| 3 | Regional Head | 4 | 1 | 1 | 1 | – | 7 | – |
| 4 | Relationship Manager-Team Lead | 10 | 2 | 1 | 4 | 1 | 19 | 1 |
| 5 | Investment Specialist (IS) | 9 | 3 | 1 | 5 | 2 | 22 | 1 |
| 6 | Investment Officer (IO) | 20 | 7 | 3 | 12 | 4 | 46 | 1 |
| 7 | Project Development Manager (Business) | 2 | – | – | – | – | 2 | 1 |
| 8 | Central Research Team (Support) | 2 | – | – | – | – | 2 | 1 |
| Total | 103 |
SBI SCO 2025 Eligibility Criteria
Age Limit (as on 01.05.2025)
| Post Name | Minimum Age | Maximum Age |
|---|---|---|
| Head (Product, Investment & Research) | 35 years | 50 years |
| Zonal Head (Retail) | 35 years | 50 years |
| Regional Head | 35 years | 50 years |
| Relationship Manager-Team Lead | 28 years | 42 years |
| Investment Specialist | 28 years | 42 years |
| Investment Officer | 28 years | 40 years |
| Project Development Manager | 30 years | 40 years |
| Central Research Team (Support) | 25 years | 35 years |
Educational Qualification (as on 01.05.2025)
1. Head (Product, Investment & Research)
- Mandatory: Graduation/Post Graduation from recognized University
- Preferred: CA/CFP/CFA/NISM Investment Advisor/NISM 21-A/Research Analyst Certificate
- Experience: Minimum 15 years in financial services, including 8 years in Wealth Management
2. Zonal Head (Retail)
- Mandatory: Graduate from recognized University
- Preferred: MBA (Banking/Finance/Marketing) with 60%
- Experience: Minimum 15 years in Wealth Management/Retail Banking, including 5 years in leading large teams
3. Regional Head
- Mandatory: Graduate from recognized University
- Preferred: MBA (Banking/Finance/Marketing) with 60%, CFP/CFA/NISM certifications
- Experience: Minimum 12+ years in relationship management, including 5+ years in leading teams
4. Relationship Manager-Team Lead
- Mandatory: Graduate from recognized University
- Preferred: MBA (Banking/Finance/Marketing) with 60%
- Experience: Minimum 8 years in relationship management in wealth management
5. Investment Specialist
- Mandatory: PG Degree/Diploma in Finance/Accountancy/Business Management/Commerce/Economics or CA/CFA
- Preferred: CA/CFP/CFA/NISM certifications
- Experience: Minimum 6 years as investment advisor/counsellor in Wealth Management Firms/AMCs
6. Investment Officer**
- **Mandatory: PG Degree/Diploma in Finance/Accountancy/Business Management/Commerce/Economics or CA/CFA
- Preferred: CA/CFP/CFA/NISM certifications
- Experience: Minimum 4 years as investment advisor/counsellor in Wealth Management Firms/AMCs
7. Project Development Manager (Business)
- Mandatory: MBA/PGDM from recognized University
- Experience: Minimum 5 years in Bank/Wealth Management firms/broking firms
8. Central Research Team (Support)
- Mandatory: Graduate in Commerce/Finance/Economics/Management/Mathematics/Statistics
- Preferred: Post Graduation in related fields
- Experience: Minimum 3 years in financial services providing support to Research/Publications/MIS departments
SBI SCO 2025 Salary & CTC Details
The SBI Specialist Cadre Officer salary is highly attractive with performance-linked pay and annual increments. Here’s the complete CTC breakup:| Post Name | Fixed Pay | Allowances | PLP (% of Fixed) | Total CTC (Max) |
|---|---|---|---|---|
| Head (Product, Investment & Research) | ₹99.62 L | ₹0.38 L | 35% | ₹1.35 Cr |
| Zonal Head (Retail) | ₹66.00 L | ₹1.10 L | 45% | ₹97.00 L |
| Regional Head | ₹45.00 L | ₹1.10 L | 45% | ₹66.40 L |
| Relationship Manager-Team Lead | ₹35.00 L | ₹1.04 L | 45% | ₹51.80 L |
| Investment Specialist | ₹30.00 L | ₹0.92 L | 45% | ₹44.50 L |
| Investment Officer | ₹18.00 L | ₹0.92 L | 45% | ₹27.10 L |
| Project Development Manager | ₹22.00 L | ₹0.32 L | 35% | ₹30.10 L |
| Central Research Team (Support) | ₹15.00 L | ₹0.32 L | 35% | ₹20.60 L |
Additional Benefits:
✅ Performance-Linked Pay (PLP): 35-45% of Fixed Pay based on performance rating✅ Annual Increment: 0% to 25% based on performance
✅ Allowances: Conveyance, Mobile, and Medical allowances included
✅ Leave: 30 days per financial yearContract Period: 5 years (renewable for another 4 years at Bank’s discretion)Note: Annual CTC is negotiable and depends on experience, current emoluments, and place of posting.
SBI SCO 2025 Selection Process
The SBI Specialist Cadre Officer selection process consists of the following stages:Stage 1: Shortlisting
- Candidates will be shortlisted based on educational qualifications, post-qualification experience, and relevant skills
- Mere fulfillment of minimum eligibility does NOT guarantee interview call
- Adequate number of candidates will be shortlisted as per Bank’s requirement
Stage 2: Interview
- Interview carries 100 marks
- Qualifying marks will be decided by the Bank
- Interview may be conducted in one or more rounds (Personal/Telephonic/Video)
- Candidates must score minimum qualifying marks to be eligible for selection
Stage 3: CTC Negotiation
- CTC negotiation will be conducted during or after the interview process
- Final salary will depend on experience, current salary, and Bank’s offer
Merit List Preparation
- Merit list will be prepared in descending order based on interview scores only
- In case of tie (same marks), candidates will be ranked according to age in descending order
SBI SCO 2025 Application Fee
| Category | Application Fee |
|---|---|
| General/UR/OBC/EWS | ₹750/- |
| SC/ST/PwBD | NIL (No Fee) |
Payment Mode:
- Online payment through Debit Card/Credit Card/Net Banking
- Transaction charges (if any) will be borne by candidates
- Application fee is non-refundable and cannot be adjusted for future exams
How to Apply for SBI SCO 2025 – Step-by-Step Guide
Follow these steps to complete your SBI Specialist Cadre Officer online application 2025:Step 1: Visit Official Website
- Go to https://sbi.bank.in/web/careers/current-openings
- Scroll down and click on Advertisement No. CRPD/SCO/2025-26/15
Step 2: Read the Notification
- Download and carefully read the complete advertisement
- Check eligibility criteria, age limit, and experience requirements
Step 3: Register Online
- Click on “Apply Online” link
- Fill in basic details (Name, Email ID, Mobile Number)
- A provisional registration number and password will be generated
- Note down these credentials for future reference
Step 4: Complete Application Form
- Login using registration number and password
- Fill all mandatory fields carefully
- Select preferred circles (for posts 4, 5, 6)
- You can save and edit the form up to 3 times before final submission
Step 5: Upload Documents
Scan and upload the following documents in prescribed format:| Document | Format | Max Size |
|---|---|---|
| Recent Photograph | JPG/JPEG | 20-50 KB |
| Signature | JPG/JPEG | 10-20 KB |
| Brief Resume | 500 KB | |
| ID Proof | 500 KB | |
| PAN Card | 500 KB | |
| Educational Certificates | 500 KB | |
| Experience Certificates | 500 KB | |
| Form-16/Salary Slip/Offer Letter | 500 KB | |
| Caste Certificate (if applicable) | 500 KB | |
| PwBD Certificate (if applicable) | 500 KB | |
| NOC (for Govt employees) | 500 KB | |
| Bio-data in prescribed format | 500 KB |
Step 6: Pay Application Fee
- After uploading all documents, proceed to payment gateway
- Pay ₹750 (if applicable) through Debit/Credit Card or Net Banking
- On successful payment, e-Receipt and application form will be generated
Step 7: Submit & Print
- Preview your complete application before final submission
- Click on “Final Submit” button
- Take a printout of application form and e-receipt for future reference
- Note: No changes can be made after final submission
Important Tips:
⚠️ Keep your email ID and mobile number active for receiving updates⚠️ Apply well before the last date to avoid technical issues
⚠️ Upload clear, readable scanned documents only
⚠️ Multiple applications are allowed, but only the last valid application will be considered
SBI SCO 2025 Important Dates
| Event | Date |
|---|---|
| Notification Release Date | 27th October 2025 |
| Online Application Start Date | 27th October 2025 |
| Last Date to Apply Online | 17th November 2025 |
| Last Date for Fee Payment | 17th November 2025 |
| Shortlisting of Candidates | To be announced |
| Interview Date | To be announced |
| Result Declaration | To be announced |
SBI SCO 2025 – Circle-Wise Vacancies
For Relationship Manager-Team Lead, Investment Specialist, and Investment Officer posts, candidates must select three different circles while applying:| Circle Name | RM-Team Lead | Investment Specialist | Investment Officer |
|---|---|---|---|
| Gandhinagar | 1 | 0 | 1 |
| Amaravati | 1 | 1 | 2 |
| Bengaluru | 4 | 1 | 6 |
| Bhubaneshwar | 1 | 0 | 1 |
| Bhopal | 0 | 2 | 2 |
| Chandigarh | 1 | 0 | 1 |
| Chennai | 1 | 2 | 3 |
| Guwahati | 2 | 0 | 3 |
| Hyderabad | 1 | 1 | 2 |
| Jaipur | 1 | 1 | 0 |
| Kolkata | 0 | 2 | 4 |
| Lucknow | 0 | 2 | 2 |
| Maharashtra | 0 | 2 | 3 |
| Mumbai Metro | 1 | 3 | 3 |
| New Delhi | 2 | 2 | 2 |
| Patna | 0 | 1 | 3 |
| Thiruvananthapuram | 3 | 2 | 8 |
| Total | 19 | 22 | 46 |
Key Highlights of SBI SCO Recruitment 2025
✅ Total Vacancies: 103 posts across 8 different positions✅ Highest Salary: Up to ₹1.35 Crore annually for Head (Product, Investment & Research)
✅ Application Period: 27th October – 17th November 2025
✅ Selection Process: Shortlisting + Interview only (No written exam)
✅ Contract Period: 5 years (renewable for another 4 years)
✅ Work Location: Mumbai, Delhi, Bangalore, Kolkata, and various circles across India
✅ Performance Incentives: 35-45% Performance-Linked Pay + Annual Increments up to 25%
✅ Apply Mode: Online only through sbi.bank.in/web/careers
Important Instructions for SBI SCO 2025 Applicants
Before Applying:
- Ensure you meet all eligibility criteria (age, qualification, experience) as on 01.05.2025
- Keep scanned copies of all documents ready in prescribed format
- Have a valid email ID and mobile number (must remain active till selection)
- Read the complete official notification carefully
During Application:
- Fill all details accurately – corrections NOT allowed after final submission
- Upload clear, readable documents only
- For posts 4, 5, 6: Select three different circles (no repetition allowed)
- Apply well before the last date to avoid technical glitches
After Applying:
- Take printout of application form and fee receipt
- Check email regularly for shortlisting and interview updates
- No hard copy of application needs to be sent to SBI
For Interview:
- Carry all original documents for verification
- Government employees must bring No Objection Certificate (NOC)
- Traveling expenses (as per eligibility) will be reimbursed only for eligible candidates
Important Points:
❌ Teaching & Training experience will NOT be counted❌ Candidates can apply for multiple posts if eligible
❌ Previously resigned candidates (within 2 years) are NOT eligible
❌ Candidates who didn’t join after offer letter (within 2 years) are debarred
FAQs
Q: Can I apply for multiple posts in SBI SCO 2025?
A: Yes, candidates can apply for more than one post if they fulfill all eligibility criteria for those posts.
A: Yes, candidates can apply for more than one post if they fulfill all eligibility criteria for those posts.
Q: Is there any written examination for SBI SCO recruitment?
A: No, there is no written examination. Selection is based on shortlisting and interview only.
A: No, there is no written examination. Selection is based on shortlisting and interview only.
Q: What is the contract period for SBI Specialist Cadre Officers?
A: The initial contract period is 5 years, renewable for another 4 years at the Bank’s discretion.
A: The initial contract period is 5 years, renewable for another 4 years at the Bank’s discretion.
Q: Can the contract be terminated before 5 years?
A: Yes, either party (candidate or Bank) can terminate the contract by giving 2 months’ notice or payment/surrender of 2 months’ compensation in lieu thereof.
A: Yes, either party (candidate or Bank) can terminate the contract by giving 2 months’ notice or payment/surrender of 2 months’ compensation in lieu thereof.
Q: Is the salary negotiable?
A: Yes, the annual CTC is negotiable and depends on your current salary, experience, and place of posting.
A: Yes, the annual CTC is negotiable and depends on your current salary, experience, and place of posting.
Q: Will I get increment and performance pay?
A: Yes, you’re eligible for Performance-Linked Pay (35-45% of fixed pay) and annual increment (0-25%) based on performance rating.
A: Yes, you’re eligible for Performance-Linked Pay (35-45% of fixed pay) and annual increment (0-25%) based on performance rating.
Q: Are government employees eligible to apply?
A: Yes, but they must submit a No Objection Certificate (NOC) from their current employer at the time of interview.
A: Yes, but they must submit a No Objection Certificate (NOC) from their current employer at the time of interview.
Q: How will I receive the interview call letter?
A: Interview call letters will be sent via email only. No hard copy will be sent by post.
A: Interview call letters will be sent via email only. No hard copy will be sent by post.
Q: Can I change my circle preference after submission?
A: No, no request for change of circle preference will be entertained at any stage.
A: No, no request for change of circle preference will be entertained at any stage.
Q: What if I don’t have the required certifications (CFP/CFA/NISM)?
A: These certifications are preferred but not mandatory for most posts. However, having them increases your chances of selection.
A: These certifications are preferred but not mandatory for most posts. However, having them increases your chances of selection.
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Conclusion – Don’t Miss This Golden Opportunity!
The SBI Specialist Cadre Officer Recruitment 2025 is a prestigious opportunity for professionals in the banking and wealth management sector. With an attractive salary package up to ₹1.35 crore, performance-linked incentives, and career growth prospects, this is one of the best banking job opportunities in 2025.Quick Action Points:
✔️ Online applications open: 27th October 2025 ✔️ Last date to apply: 17th November 2025 ✔️ Official website: https://sbi.bank.in/web/careers ✔️ Selection: Shortlisting + Interview (No written exam)Don’t wait until the last moment! Start preparing your documents, ensure you meet all eligibility criteria, and apply online today. Remember, the selection is purely merit-based through interviews, so polish your knowledge of wealth management, investment advisory, and banking products.Stay updated with GovtCareerHub.com for the latest SBI recruitment notifications, bank job alerts, syllabus updates, free mock tests, and exam preparation strategies for all government exams in 2025. Subscribe to our newsletter and follow us on social media for instant updates!Disclaimer: This article is based on the official notification (Advt. No. CRPD/SCO/2025-26/15) released by State Bank of India. Candidates are advised to visit the official website https://sbi.bank.in/web/careers for the latest updates and complete details. GovtCareerHub.com is not responsible for any changes made by the recruiting organization.
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